| *** Helpful Hints *** |
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Your first step is to define your needs and your wants. Having a list of priorities
written down prior to starting your search will save time for you and your realtor. |
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Your next step should be to get prequalified. It will save you time by
making sure you are shopping for homes in your price range. Check out this information on
getting the right loan. You can contact one of the
loan brokers and secure loan approval prior to shopping. Doing this will speed up the
process of making an offer on a house and having it accepted. |
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Finding a trustworthy realtor is next. You will want to find a realtor whom you feel
comfortable with. You will also need to be open and honest with the realtor so they can help you
find the home you are looking for. |
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Dont be in a hurry to buy a house. Buying a home is a big decision, and most
often the largest expense you will ever make. You will want to take your time and feel
comfortable with your decision. |
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You will want to take time to review the total costs of buying your chosen
house. Discuss with your Realtor all costs and write up a summary of those costs so you know
up front what you will be spending. |
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Get a comparative market analysis. Knowing the price paid for other homes
in the neighborhood will help assure you that you are paying a fair price. |
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Another way to assure you of your purchase is to get a home inspection.
The seller should be notified immediately of any problems and will most likely participate
in the repair costs. |
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The final step prior to moving into your new home is a walk through. You
will be able to get any last questions answered and can check out the home one last time. |
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| *** Homebuyers Checklist *** |
- Write out a list of wants and needs.
- Write down a list of all your questions.
- Find an open and honest Realtor.
- Get pre-qualified for a loan with a loan broker.
- Visit homes with a map and a notepad.
- Always take a second look. The second time is usually different from the first.
- Have a comparative market analysis completed on your prospective house.
- Request an appraisal to establish the value of the house.
- Decide on the need for a home warranty and what type.
- Complete a final walk-through to check the house.
- Built-in appliances
- Basic electrical wiring
- Possible drainage or water pressure problems
- Sign the escrow papers with your agent.
- Enjoy your new Home!
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